Mock Sweetened Condensed Milk

For the record, I have never liked baking with sweetened condensed milk. It's too sweet, and I never quite wanted to trust a milk that tasted like candy. So if I came across a recipe that called for sweetened condensed milk, I would go out of my way to search for a version of the recipe without it, or I wouldn't use the recipe at all. One exception is a recipe I had for Banana Cream Pie. I wanted